PM Youth Program 2025 Open Now || 1 Lakh Business Loan Without Interest || Prime Minister Youth Loan Scheme
اب نوجوانوں کو کاروبار کیلئے مفت قرضے – ایک لاکھ روپے بغیر سود
The Government of Pakistan has once again taken a remarkable step towards empowering its youth by revamping the Prime Minister Youth Loan Scheme under the PM Youth Program 2025. This program is giving young people who are idle and small business owners a wonderful chance to start their businesses by offering interest-free business loans of up to Rs. 1 lakh and low-interest loans of up to Rs. 7.5 million.
The updated scheme, launched in May 2025, aligns with the vision of creating a self-reliant and economically empowered generation. This programme offers financial support and provides free business training, mentorship, and startup guidance to youth aged 18 to 45 across Pakistan.
Also Read: Prime Minister’s Youth Programme 2025 || Get Free Loans
Whether you’re planning to launch a tech business, dairy farm, general store, food cart, or small manufacturing unit, this government-funded loan program can help you achieve financial freedom and sustainable success.
Key Features of the PM Youth Business Loan Scheme 2025
- Loan amount: Rs. 100,000 to Rs. 7.5 million
- Interest rate: 0% to 5% only
- Eligibility: Pakistani citizens aged 18–45
- No collateral required for loans under Rs. 500,000
- Loan tenure: 3 to 8 years
- Startup and small business ideas supported
- Special quota for women (25%) and differently-abled applicants
Who is Eligible?
To apply for the scheme:
- You need to have a legal CNIC and be a native of Pakistan
- The person has to be between 18 and 45 years old
- Minimum matric education preferred
- Must have a viable business plan or idea
- First-time applicants and women entrepreneurs are encouraged
Required Documents
- CNIC copy
- Passport-size photo
- Business plan
- Utility bill (electricity or gas)
- Bank account details
- Guarantor’s information (for loans above Rs. 500,000)
How to Apply – Step-by-Step Process
- Visit the official portal: https://pmyp.gov.pk
- Click on “Apply for Business Loan.”
- Enter your CNIC number and mobile to register
- Fill out the loan application form carefully
- Upload all required documents
- Submit and wait for verification and approval, SMS or call
- Loan disbursement occurs via designated partner banks (NBP, BOP, UBL)
Loan Tiers and Interest Rates
| Loan Tier | Amount Range | Interest Rate |
|---|---|---|
| Tier 1 | Rs. 100,000 – 500,000 | 0% (Interest-Free) |
| Tier 2 | Rs. 500,001 – 1,500,000 | 5% |
| Tier 3 | Rs. 1,500,001 – 7,500,000 | 5% |
Business Ideas You Can Apply For
- E-commerce or dropshipping startup
- Beauty salon or tailoring shop
- Grocery store or general kiryana
- Dairy and poultry farming
- Mobile food van
- Online freelancing setup
- Motorcycle or auto spare parts shop
- Mobile repair or computer services
Help Line & Contact
- Helpline: 0800-77000
- Email: support@pmyp.gov.pk
- Visit the nearest NBP, UBL, or BOP branches for support
Deadline for Application
The current application window is open until June 30th, 2025. Early applicants may receive preference due to limited regional quotas and verification timelines.
Fraud Alert
Beware of agents and third-party scammers. Use only the official website to apply, as the application is 100% free. No one is authorized to charge you any money for the process.
Conclusion
The PM Youth Program 2025 Business Loan Scheme is a life-changing opportunity for Pakistan’s youth to rise above unemployment and poverty. With interest-free funding, expert guidance, and government support, your dreams of becoming a successful entrepreneur can now be a reality. Don’t wait—apply today and take the first step toward your financial independence!
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