Apni Zameen Apna Ghar Scheme 2025 || Latest Updates & Application Guide

Apni Zameen Apna Ghar Scheme 2025 || Latest Updates & Application Guide

Homeownership has become a distant dream for many families in Punjab due to rising inflation, low income, and lack of financial support. Under the leadership of Chief Minister Maryam Nawaz Sharif, the Government of Punjab has now taken a bold and hopeful step with the launch of the Apni Zameen Apna Ghar Scheme 2025.

This groundbreaking scheme provides low-income families with free 3-Marla residential plots and interest-free loans of up to Rs. 1.5 million. It is designed specifically for widows, daily wage workers, orphans, disabled individuals, and those who do not own land.

With transparent online registration, district-level verification, and zero-interest loans payable in simple installments over 7 years, the scheme brings real hope to those who thought owning a home was impossible.

Also read: How to Apply for Apni Zameen Apna Ghar Scheme 2025 

Key Benefits

• ✅ Free 3-Marla Plot (675 sq. ft.)

• Interest-Free Loan up to Rs. 1.5 million

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• Easy 7-Year Repayment Plan (Rs. 14,000/month)

• Priority for widows, orphans, disabled people, and laborers

• Biometric Verification required

• ️ Fair Balloting System

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• Phase 1: 1,892 plots across 19 districts

Districts Covered (Phase 1)

Attock, Bahawalnagar, Bahawalpur, Bhakkar, Chiniot, Faisalabad, Gujrat, Jhang, Jhelum, Kasur, Khushab, Layyah, Lodhran, Mandi Bahauddin, Okara, Rajanpur, Sahiwal, Sargodha, Vehari.

Also read: Asaan Karobar Loan Check Your Card Online

Eligibility Criteria

To apply, you must:

• Be a resident of Punjab
• Own no property anywhere in Pakistan
• Have a monthly family income under Rs. 50,000
• Have a PMT score of 60 or less and be listed in NSER
• You have to be the head of your family and be at least 18 years old
• Have no criminal record or loan defaults

Required Documents

• CNIC (applicant + spouse)

• Proof of residence (utility bill or domicile)

• Family Registration Certificate (NADRA)

• NSER/PMT score verification

• Income certificate or self-declaration

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• Biometric verification

How to Apply

Option 1: Online Application

1. Visit azag.punjab.gov.pk

2. Click “Apply Now.”

3. Fill out the online form

4. Upload your documents

5. Submit and save your application number

Option 2: Offline Application

• Visit your nearest Deputy Commissioner (DC) Office

• Use the Apni Zameen Apna Ghar Help Desk

• Submit your documents

• Get a submission receipt for tracking

 Latest Updates (May 2025)

• Deadline extended until June 30, 2025

• Mobile registration vans launched for remote villages

• Biometric verification is now compulsory

• Phase 2 expected to launch in more districts soon

Contact & Support

• Helpline: 0800-09100

• Email: info@azag.punjab.gov.pk

• Online Complaints: complaints.punjab.gov.pk

Conclusion

The Apni Zameen Apna Ghar Scheme 2025 is a powerful opportunity for the people of Punjab to achieve homeownership without debt or heavy financial burden. With free land, interest-free loans, and simple access to the application process, the dream of owning a house is now within reach.

Don’t miss your chance. Apply today and give your family a secure future.

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